Digital Legacy Planning: Who Gets Your Online Accounts When You Die?

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Your will handles the house, the car, and the bank accounts. Your online life is a different story. Email, social media, cloud photos, and even business pages usually fall outside a standard estate plan, which means the people you love can end up locked out of accounts they desperately need.

Experts like gerontologist Sam Cradduck and aging expert Amy O’Rourke recommend three simple steps. First, name a legacy contact on social media platforms so a trusted person can manage or memorialize those accounts. Second, write down your passwords and passcodes and store them securely in a locked safe or safety deposit box. Third, choose a backup person who can pay bills and check insurance when you no longer can. For Suncoast snowbirds juggling accounts in two states, this matters even more.

Then there’s the part families cherish most. Your photos and videos tell your story, and without a plan they can be lost in a forgotten account. Organize them now so the right person can find them later. Dr. Rhea Rogers and aging-well coach Katherine Ambrose both stress that this is an act of love, not a morbid chore.

Who would you trust with your digital life? Let us know in the comments.