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Tim Howard
12:00am - 6:00am

THE FLORIDA DEPARTMENT OF FINANCIAL SERVICES WILL HOST THE LATEST HOPE FOR HOMEOWNERS SEMINAR TOMORROW FROM 10AM-4PM AT THE IMAGINE SCHOOL OF PALMER RANCH AT 6220 McINTOSH ROAD IN SARASOTA.  HOMEOWNERS WILL BE ABLE TO MEET ONE-ON-ONE WITH MORTGAGE LENDERS, DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT-CERTIFIED HOUSING COUNSELORS, AND LOCAL HOUSING AUTHORITIES.  THEY WILL BE ABLE TALK ABOUT LEGAL ASSISTANCE, CREDIT COUNSELING SERVICES, AND OTHER FORECLOSURE ASSISTANCE PROGRAMS.  HOW TO PROTECT CREDIT SCORES AND WHAT TO EXPECT WHEN THEY HIT BOTTOM WILL ALSO BE AMONG THE ISSUES ADDRESSED.  YOU SHOULD BRING WITH YOUR RECENT PAYCHECK STUBS AND BANK ACCOUNT STATEMENTS, YOUR DRIVER’S LICENSE AND SOCIAL SECURITY CARD, YOUR INCOME TAX RETURNS ALONG WITH W-2 FORMS, HARDSHIP LETTERS EXPLAINING DELINQUENCY OF MORTGAGE PAYMENTS OR ANY GAP IN EMPLOYMENT, STATEMENTS OR BILLS DOCUMENTING ALL HOUSEHOLD EXPENSES, ANY RECENT